PRODUCTS • RESIDENTIAL MORTGAGE LENDING
The real AI platform for
end‑to‑end mortgage
JazzX reasons over every loan and does the work from application to post‑close, under your policy and with the evidence for every decision. Go live on your loans in weeks with the Residential Mortgage Suite, then shape it to the way you lend with Knowledge Studio and Builder Studio, all on one mortgage‑native, governed platform.
THE RESIDENTIAL MORTGAGE SUITE
Three products.
One loan, from application to post‑close.
Each deploys on its own, all share one loan context, and your people keep the decisions
Application → submission‑ready
Sales AI
Sales AI is the front door of your mortgage operation. It guides borrowers through the application, checks every document as it arrives, pre‑qualifies against your guidelines and packages a complete file for your LOS. Loan officers spend their time with borrowers instead of chasing paper, and files arrive submission‑ready in hours, not days.
Processing → underwriting decision
Fulfillment AI
Fulfillment AI carries every file from intake to the credit decision. It reads and verifies each document, orders and tracks third‑party services, raises and clears conditions, and pre‑underwrites the whole loan against your guidelines and overlays, with every finding linked to its source. Underwriters receive decision‑ready files and keep the credit decision.
Clear‑to‑close → post‑close
Closing AI
Closing AI takes the loan from clear‑to‑close through delivery. It verifies disclosures against TRID timing and tolerances, runs pre‑funding QC, coordinates the closing, and follows trailing documents and post‑close QC through to completion. Defects are caught before the closing table, not in the investor’s sample, and your team keeps the authority to fund.
THE STUDIOS • INDUSTRY FIRSTS
Build your difference. Build it fast. Build it right.
Lenders with their own way of working had two bad options: buy narrow tools and keep assembling, or build the hard parts on a generic stack. The mortgage‑native platform is the middle. Start from three working products and ~200 tested policies across eleven risk categories, and build only what makes you different.
Knowledge Studio for Residential Mortgage
Keep your policy current and your expertise working on every loan. Your credit and policy experts update guidelines and overlays in plain language, test the change on your own loans and publish it the same day. Every correction they approve becomes knowledge the platform applies to the next loan.
Institutionalize your expertise
Guidelines, overlays, procedures, product and seller guides, alongside agency guidance JazzX has distilled.
Ask your policy
Anyone on your team, or the automation mid‑file, gets the answer with its citation.
Change policy in a day
Edit an overlay in plain language, see which decisions it touches, and test it on your own loans.
Compound what you learn
Corrections, overrides and exception resolutions become knowledge reused on every loan.
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Evaluate
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Approve
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Publish
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Learn
Change the policy on Monday. Every loan follows it on Monday.
An investor raises a reserve requirement. Your credit policy lead updates the overlay, tests it on last month’s loans and publishes it. The next file is judged against the new version, and the trace records which version applied. No engineering, no vendor ticket.
Builder Studio for Residential Mortgage
The first mortgage‑native studio for building your own end‑to‑end automation, on the same foundation the Suite runs on. Everything you build reasons, executes and learns under the same controls.
Your own automations
Automate work only you do, such as condo project review or a broker scenario desk.
Extensions to the Suite
Add your own steps and checks, such as a second‑level review for jumbo loans or a state disclosure check.
Your experiences
Borrower, broker and seller workspaces in your brand, on the same shared loan context.
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Build
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Test
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Release
EXAMPLE • POST‑CLOSE QC AUTOMATION
Brief it like a new hire: review every funded loan against the investor checklist and your QC plan, flag defects with the evidence, route them to the QC manager. Test it on last quarter’s funded loans, read the trace, then release it to the QC team.